228 loan - An Overview
228 loan - An Overview
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. The financial institution need to include things like the written observe in the public file in just three organization times after getting notification from the FFIEC of the availability of your disclosure assertion.
The Board may perhaps modify the ranking of an intermediate lender evaluated as provided in paragraph (a)(two) of this portion from “Satisfactory” to “Outstanding” in the institution amount in which the lender requests and gets extra consideration for functions that would qualify pursuant to the Retail Providers and Solutions Check in § 228.23.
Except for a small lender that opts to be evaluated pursuant to the Retail Lending Examination in § 228.22, the Board assigns conclusions with the general performance of a little lender evaluated less than this portion as provided in appendix E to this part.
블로그 아이디는 한번 정하면 다시 변경이 불가능합니다. 이 아이디로 블로그를 만들까요?
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(i) An intermediate financial institution's Local community development performance is evaluated pursuant to the next conditions:
The Board testimonials the impression and responsiveness in the lender's Local community advancement loans and community development investments that benefit or serve the nationwide area, as provided in § 228.fifteen.
(iv) The community enhancement companies needs of click here its facility-primarily based assessment areas served from the bank which can be covered through the plan.
) of the area, a bank might provide diverse weights for averaging alongside one another the overall performance throughout these loan solutions and should include things like Individuals loan goods within the numerator of your Financial institution Quantity Metric.
(B) A bank aside from a large financial institution may perhaps consist of a Group progress companies ingredient and accompanying yearly measurable objectives in its approach.
implies a loan, together with a legally binding dedication to extend credit rating, for instance a standby letter of credit, that supports Neighborhood enhancement, as explained in § 228.13. A Neighborhood growth loan would not consist of any residence property finance loan loan considered under the Retail Lending Check in § 228.
(B) A lender might specify working with belongings as an alternative denominator for just a Local community improvement financing metric if it better steps a financial institution's capacity.
(B) The extent to which the approach has sufficiently justified the necessity for the prepare and each aspect of the strategy as needed in paragraph (d) of this portion.